Portfolio architects
Unlock the full potential of your property investments with Genesis Mortgage Services. We're more than just brokers; we're your strategic growth partner in the buy-to-let market. Discover how our tailored solutions can help you navigate regulations, optimise tax efficiency, and achieve long-term yield.
Our buy-to-let services
We offer specialised buy-to-let mortgage services tailored to meet the unique needs of landlords. Our approach is focused on understanding and responding to your individual circumstances, providing effective and practical solutions for your property portfolio.
Limited company (spv) mortgages
Navigate the complexities of SPVs with our expert guidance. We help you understand the structural benefits and ensure your mortgage aligns with your corporate tax strategy, avoiding the "Section 24" tax trap.
Complex property & portfolio lending
Access specialist lenders for HMOs, multi-unit blocks, and portfolio landlords. We manage portfolio underwriting, looking at your entire property business as a whole to unlock optimal financing solutions.
Proactive "stress-test" management
Overcome lender stress tests with our "Top-Slicing" expertise. We find lenders who allow you to use your personal surplus income to bridge rental shortfalls, unlocking higher borrowing amounts.
The landlord's core checklist
Navigate the critical pillars of modern landlording with Genesis Mortgage Services. From tax efficiency and growth strategy to regulation compliance and exit/legacy planning, we provide comprehensive support for your buy-to-let investments.
Epc "cliff edge"
Ensure your properties meet energy efficiency standards with our guidance. We find specific "Green BTL" deals that reward you with lower rates for having a high EPC rating, helping you avoid stranded assets.
What we do
At Genesis Mortgage Services, we understand the headaches landlords face. From stress tests and EPC regulations to tax implications and renters' rights, we act as the "Shield" for our landlords, providing expert solutions and proactive management.
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