Securing your legacy

Your home is your legacy. We help you make sure it stays in the right hands. At Genesis Mortgage Services, we understand that buying a home is more than just a transaction; it's a significant life event that deserves a legal safety net. Through our sister company, Genesis Wills and Estate Planning, we ensure the home you’ve worked so hard to buy stays in the hands of the people you love.

The homeowner’s risk: closing the gap

Most people believe that if they have a mortgage and life insurance, their family is "sorted." This is a dangerous myth. Without a Will, your home and assets are subject to the Rules of Intestacy. This means the government, not you, decides who inherits your home. If you are unmarried but living together, your partner could have no legal right to stay in the house you bought together.

By working with both our Mortgage and Estate Planning teams, you close "The Gap." We ensure that your mortgage is paid off (via protection) AND that the legal ownership of the home passes seamlessly to your chosen heirs (via a Will).

The legacy review: more than just a will

After reading this page, we encourage you to book a 15-Minute Legacy Review. This isn't just about "writing a Will"; it’s a holistic look at your new status as a homeowner. In this quick chat, we cover:

  1. Guardianship: If you have children, who looks after them if you aren't here? A Will is the only place you can legally appoint guardians.
  2. Trust Planning: Can we protect your property from being "swallowed up" by future care home fees or divorce settlements later in life?
  3. Lasting Power of Attorney (LPA): Who manages your mortgage payments and property decisions if you are seriously ill or injured and can't speak for yourself?

The genesis partnership: your joined-up safety net

Because Genesis Mortgage Services and Genesis Wills and Estate Planning work side-by-side, you don't have to repeat your story twice. We offer a joined-up safety net that protects your home from every angle.

Wills, Trusts and Lasting Powers of Attorney are not regulated by the Financial Conduct Authority